Open an account
with BondScanner
Welcome to BondScanner, your trusted platform for curated bond investments offering fixed income securities and fixed tenure options. We understand that your financial security is of utmost importance, which is why we have designed an onboarding process that is not only fast and seamless but also fully compliant with all regulatory mandates.
Grow wealth with ease
Grow wealth with ease
Smarter tools for investing
Smarter tools for investing
Meet Our Trusted Integration Partners
We partner exclusively with entities that meet the highest standards of security and regulatory compliance to power BondScanner's digital onboarding.
Digio: The Digital Trust Engine
Digio is our primary technology backbone, specializing in digital verification and signing infrastructure. They allow us to execute complex regulatory steps in mere minutes.
1. Core Services: eKYC (Aadhaar, Bank), Liveness and Geotagging, Digital AOF Generation, and secure Aadhaar OTP e-signing.
2. Why Digio: They abstract the complexity of compliance APIs, providing a single, seamless SDK that ensures data integrity and regulatory adherence throughout the flow.
CAMS KRA & CERSAI: Regulatory Checkpoints
These partners are essential for meeting central KYC requirements across India's financial ecosystem.
1. CAMS KRA (KYC Registration Agency): Used to check your existing KYC status. If your KYC is already complete, we skip unnecessary steps, saving you time.
2. CERSAI (Central Registry): Manages the CKYC repository. We register or fetch your CKYC record, fulfilling a critical government mandate for all investors.
NSDL & CDSL: The Depositories
Plan and adjust with AI-powered budget suggestions.
1. Role: Verification and linking of your Demat (Beneficiary Owner) account.
2. Why NSDL/CDSL: This integration is non-negotiable. It ensures that the bonds you purchase through BondScanner are legally and securely held in your name in a regulated Demat account.
9 Steps to Investment Readiness: Our Technology Partners
We believe in transparency. Here is a step-by-step breakdown of how BondScanner, powered by our integrated partners, ensures your account is compliant and ready for trading.
9 Steps to Investment Readiness: Our Technology Partners
We believe in transparency. Here is a step-by-step breakdown of how BondScanner, powered by our integrated partners, ensures your account is compliant and ready for trading.
9 Steps to Investment Readiness: Our Technology Partners
We believe in transparency. Here is a step-by-step breakdown of how BondScanner, powered by our integrated partners, ensures your account is compliant and ready for trading.
01
Digio + CAMS
PAN/KRA Check
Verify PAN and existing KYC status.
Confirms your identity and checks if your details are already registered with a SEBI-recognized KYC Registration Agency (KRA).
01
Digio + CAMS
PAN/KRA Check
Verify PAN and existing KYC status.
Confirms your identity and checks if your details are already registered with a SEBI-recognized KYC Registration Agency (KRA).
01
Digio + CAMS
PAN/KRA Check
Verify PAN and existing KYC status.
Confirms your identity and checks if your details are already registered with a SEBI-recognized KYC Registration Agency (KRA).
02
Digio + CERSAI
CKYC Registration
Fetch or register your Central KYC record.
Ensures compliance with the government-mandated Central KYC system, simplifying your future financial interactions.
02
Digio + CERSAI
CKYC Registration
Fetch or register your Central KYC record.
Ensures compliance with the government-mandated Central KYC system, simplifying your future financial interactions.
02
Digio + CERSAI
CKYC Registration
Fetch or register your Central KYC record.
Ensures compliance with the government-mandated Central KYC system, simplifying your future financial interactions.
03
Digio + Digilocker
Aadhaar Verification
Establish your primary digital identity.
Secure, paperless identity proof. Only required if KRA status check in Step 1 is not complete.
03
Digio + Digilocker
Aadhaar Verification
Establish your primary digital identity.
Secure, paperless identity proof. Only required if KRA status check in Step 1 is not complete.
03
Digio + Digilocker
Aadhaar Verification
Establish your primary digital identity.
Secure, paperless identity proof. Only required if KRA status check in Step 1 is not complete.
04
Digio
Bank Verification
Confirm bank account ownership for secure transactions.
Uses 'Penny Drop' or 'Reverse Penny' to confirm the bank account belongs to you, protecting your funds.
04
Digio
Bank Verification
Confirm bank account ownership for secure transactions.
Uses 'Penny Drop' or 'Reverse Penny' to confirm the bank account belongs to you, protecting your funds.
04
Digio
Bank Verification
Confirm bank account ownership for secure transactions.
Uses 'Penny Drop' or 'Reverse Penny' to confirm the bank account belongs to you, protecting your funds.
05
Digio
Photo & Location
Anti-fraud Liveness Check and Geotagging.
Captures a live selfie and geotag to prove physical presence and prevent identity spoofing during the KYC process.
05
Digio
Photo & Location
Anti-fraud Liveness Check and Geotagging.
Captures a live selfie and geotag to prove physical presence and prevent identity spoofing during the KYC process.
05
Digio
Photo & Location
Anti-fraud Liveness Check and Geotagging.
Captures a live selfie and geotag to prove physical presence and prevent identity spoofing during the KYC process.
06
NSDL/CDSL
Demat Linking
Verify your Beneficiary Owner (BO) ID/CMR.
Essential for holding bonds digitally. This links your BondScanner investments to your Demat account with the official Depositories.
06
NSDL/CDSL
Demat Linking
Verify your Beneficiary Owner (BO) ID/CMR.
Essential for holding bonds digitally. This links your BondScanner investments to your Demat account with the official Depositories.
06
NSDL/CDSL
Demat Linking
Verify your Beneficiary Owner (BO) ID/CMR.
Essential for holding bonds digitally. This links your BondScanner investments to your Demat account with the official Depositories.
07
Digio
Account Opening Form
Generate your official digital Account Opening Form (AOF).
Prepares the final, legally required document summarizing your account and agreement details.
07
Digio
Account Opening Form
Generate your official digital Account Opening Form (AOF).
Prepares the final, legally required document summarizing your account and agreement details.
07
Digio
Account Opening Form
Generate your official digital Account Opening Form (AOF).
Prepares the final, legally required document summarizing your account and agreement details.
08
Digio
E-sign Consent
Legally sign the final Account Opening Form.
Essential for holding bonds digitally. This links your BondScanner investments to your Demat account with the official Depositories.
08
Digio
E-sign Consent
Legally sign the final Account Opening Form.
Essential for holding bonds digitally. This links your BondScanner investments to your Demat account with the official Depositories.
08
Digio
E-sign Consent
Legally sign the final Account Opening Form.
Essential for holding bonds digitally. This links your BondScanner investments to your Demat account with the official Depositories.
09
NSE (CBRICS)
CBRICS Verification
Validate client registration with the Exchange (NSE).
Confirms that your details are successfully registered with the Exchange for trading in capital market instruments like bonds.
09
NSE (CBRICS)
CBRICS Verification
Validate client registration with the Exchange (NSE).
Confirms that your details are successfully registered with the Exchange for trading in capital market instruments like bonds.
09
NSE (CBRICS)
CBRICS Verification
Validate client registration with the Exchange (NSE).
Confirms that your details are successfully registered with the Exchange for trading in capital market instruments like bonds.
Still got questions?
We’re here to help.
All your money in one place
View your income, expense and spending across all your different accounts.
All your money in one place
View your income, expense and spending across all your different accounts.
Track where your money goes
Break down your spending into clear, simple categories and time periods.
Track where your money goes
Break down your spending into clear, simple categories and time periods.
Why is a meticulous KYC process required for BondScanner?
As a platform dealing in fixed-income investments and capital market instruments, BondScanner is mandated by regulators (SEBI and RBI) to conduct a thorough Know Your Customer (KYC) check. This process ensures the security of your investments, prevents fraud, and guarantees that all transactions comply with regulatory standards.
What is CKYC and why does BondScanner partner with CERSAI?
CKYC (Central Know Your Customer) is a central, government-mandated repository for investor identity details. We partner with CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India), the agency responsible for maintaining this database. By completing CKYC, your details are centrally registered, making future interactions with other financial institutions seamless.
How is my Demat account verified using NSDL and CDSL?
Bonds are held digitally, like stocks, in a Demat account. We integrate directly with the two national depositories, NSDL and CDSL, to verify your existing Beneficiary Owner (BO) ID/CMR. This step ensures that the securities you purchase are legally and securely recorded in your name.
What is CBRICS Verification and why is it mandatory?
CBRICS (Common Backend Register for Investment Compliant Systems) verification confirms that your client registration details are successfully recorded with the National Stock Exchange (NSE). This step is mandatory for trading and guarantees that your account meets the rigorous requirements for transacting in listed bonds and capital market securities.
Is my sensitive information (Aadhaar, Bank details) safe with Digio?
Yes. We use Digio as our technology partner precisely because they are a regulated, trusted provider of digital onboarding services. They handle secure data transmission for steps like Aadhaar OTP e-signing and 'Penny Drop' bank verification using encrypted APIs, ensuring your personal and financial data is protected according to industry best practices.
How long does the BondScanner account opening process take?
Because our process is entirely digital and automated through partners like Digio and CAMS, the active user portion typically takes less than 10 minutes. Final regulatory checks (like CKYC and CBRICS) are usually completed within 24 working hours, making your account ready for investment quickly.
Why is a meticulous KYC process required for BondScanner?
As a platform dealing in fixed-income investments and capital market instruments, BondScanner is mandated by regulators (SEBI and RBI) to conduct a thorough Know Your Customer (KYC) check. This process ensures the security of your investments, prevents fraud, and guarantees that all transactions comply with regulatory standards.
What is CKYC and why does BondScanner partner with CERSAI?
CKYC (Central Know Your Customer) is a central, government-mandated repository for investor identity details. We partner with CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India), the agency responsible for maintaining this database. By completing CKYC, your details are centrally registered, making future interactions with other financial institutions seamless.
How is my Demat account verified using NSDL and CDSL?
Bonds are held digitally, like stocks, in a Demat account. We integrate directly with the two national depositories, NSDL and CDSL, to verify your existing Beneficiary Owner (BO) ID/CMR. This step ensures that the securities you purchase are legally and securely recorded in your name.
What is CBRICS Verification and why is it mandatory?
CBRICS (Common Backend Register for Investment Compliant Systems) verification confirms that your client registration details are successfully recorded with the National Stock Exchange (NSE). This step is mandatory for trading and guarantees that your account meets the rigorous requirements for transacting in listed bonds and capital market securities.
Is my sensitive information (Aadhaar, Bank details) safe with Digio?
Yes. We use Digio as our technology partner precisely because they are a regulated, trusted provider of digital onboarding services. They handle secure data transmission for steps like Aadhaar OTP e-signing and 'Penny Drop' bank verification using encrypted APIs, ensuring your personal and financial data is protected according to industry best practices.
How long does the BondScanner account opening process take?
Because our process is entirely digital and automated through partners like Digio and CAMS, the active user portion typically takes less than 10 minutes. Final regulatory checks (like CKYC and CBRICS) are usually completed within 24 working hours, making your account ready for investment quickly.
Why is a meticulous KYC process required for BondScanner?
As a platform dealing in fixed-income investments and capital market instruments, BondScanner is mandated by regulators (SEBI and RBI) to conduct a thorough Know Your Customer (KYC) check. This process ensures the security of your investments, prevents fraud, and guarantees that all transactions comply with regulatory standards.
What is CKYC and why does BondScanner partner with CERSAI?
CKYC (Central Know Your Customer) is a central, government-mandated repository for investor identity details. We partner with CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India), the agency responsible for maintaining this database. By completing CKYC, your details are centrally registered, making future interactions with other financial institutions seamless.
How is my Demat account verified using NSDL and CDSL?
Bonds are held digitally, like stocks, in a Demat account. We integrate directly with the two national depositories, NSDL and CDSL, to verify your existing Beneficiary Owner (BO) ID/CMR. This step ensures that the securities you purchase are legally and securely recorded in your name.
What is CBRICS Verification and why is it mandatory?
CBRICS (Common Backend Register for Investment Compliant Systems) verification confirms that your client registration details are successfully recorded with the National Stock Exchange (NSE). This step is mandatory for trading and guarantees that your account meets the rigorous requirements for transacting in listed bonds and capital market securities.
Is my sensitive information (Aadhaar, Bank details) safe with Digio?
Yes. We use Digio as our technology partner precisely because they are a regulated, trusted provider of digital onboarding services. They handle secure data transmission for steps like Aadhaar OTP e-signing and 'Penny Drop' bank verification using encrypted APIs, ensuring your personal and financial data is protected according to industry best practices.
How long does the BondScanner account opening process take?
Because our process is entirely digital and automated through partners like Digio and CAMS, the active user portion typically takes less than 10 minutes. Final regulatory checks (like CKYC and CBRICS) are usually completed within 24 working hours, making your account ready for investment quickly.